Posts tagged "card"

Warning! If You Can’t Pay Credit Card Debt Settlement Won’t Work

If you cannot afford to pay, there is another option to sacrificing monthly essentials for credit card debt settlement payment plans. Non-payment is not as scary as you think. I did it for 000 in credit card debt. Instead of prolonging your suffering, help yourself. Get started with my free tips, 11 Reasons Why You Can Survive the Non-Payment of credit card debt. credit-card-debt-relief-4u.com We have all heard the radio advertisements for debt settlement firms promising to eliminate credit card debt. Unfortunately for the people that hire them, these companies do a much better job of selling their services than they do eliminating credit card debt. Debt settlement firms charge too much for their services for the average consumer debtor to be able to afford to pay off a reduced-balance credit card debt before it charges off and is sold. They want 00-2400 to settle 000 of debt. And they want to be paid first! They advise you to stop making credit card payments and to pay them instead, saving money in their account for an eventual settlement. Debt settlement firms do not deliver what they promise, according to MSNBC. Some credit card banks will not even work with debt settlement firms, according to the Wall Street Journal. When it is all said and done, DIY (do-it-yourself) is the best way to eliminate credit card debt by settling for reduced lump sums. That way the consumer has control of the situation and a better chance to actually achieve credit card debt relief

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Posted by - February 22, 2012 at 7:00 am

Categories: Debt Relief   Tags: Can't, card, credit, debt, settlement, Warning, Won't, Work

Debt Consolidation reduce your monthly credit card debt payments | Debtconsolidationcc.com

debtconsolidationcc.com – learn how to reduct your credit card debt. Get advice from the expert.
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Posted by - February 21, 2012 at 11:00 pm

Categories: Credit Card Debt Debt Consolidation   Tags: card, consolidation, credit, debt, Debtconsolidationcc.com, monthly, payments, reduce

How to search out the greatest Credit card debt Debt consolidation Mortgage Company,Debt: You have to happen to … http://t.co/d47008eX

How to search out the greatest Credit card debt Debt consolidation Mortgage Company,Debt: You have to happen to … http://t.co/d47008eXby Finance_Debt (Richard)

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Posted by -  at 7:00 am

Categories: Credit Card Debt Debt Consolidation   Tags: card, Company Debt, CompanyDebt, consolidation, Consolidation Company, Consolidation Debt, credit, credit card debt, Credit Consolidation, Credit Debt, debt, Debt Consolidation Mortgage, finance, greatest, Happen, http//t.co/d47008eX, mortgage, Mortgage Company, Search

Credit Card Help Center – http://t.co/9lWDbr8L Find out how to settle you…: Credit Card Help Center – h… http://t.co/WMKsQJ3n

Credit Card Help Center – http://t.co/9lWDbr8L Find out how to settle you…: Credit Card Help Center – h… http://t.co/WMKsQJ3nby badanabagum (badana bagum)

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Posted by - February 19, 2012 at 11:00 pm

Categories: Credit Card Help   Tags: Badana, card, center, credit, credit card, Credit Help, Find, h..., help, http//t.co/9lWDbr8L, http//t.co/WMKsQJ3n, settle, you

Credit Card Lawsuits – 214-691-6200

www.creditcardlawsuitdefense.com In Texas credit card lawsuits are filed against good people every day. Don’t ignore a credit card lawsuit. A credit card lawsuit defense attorney can help you. Brought To You By Law Office Of Tom M. Thomas II 4144 N. Central Expy., Ste. 870 Dallas, TX 75204 Tel: 214-691-6200 Important Facts To Consider When Dealing With credit card Lawsuits If you haven’t noticed, the amount of collection agencies that are operational these days have increased since the economic recession came into play. A lot of people are simply petrified of what may happen to them if they do not pay their debts that they are willing to work out some type of arrangement with their creditors, regardless if they have the money to pay for their expenses or not. Most people fear that they may become the victim of one of the infamous credit card lawsuits. Whenever a lawsuit is filed against a debtor, because of their lack of payments they actually have two different avenues that they can take. The individual can decide to follow through with the suit and pay all of their judgments, or they can fight back against the suit. Most people in order to keep themselves out of court, will choose to simply follow through with the suit and pay the money that is owed to their creditors. However, if you are falsely accused you should not have to follow through with the suit and have to render additional money that you do not have. In fact, even though these suits involve lawyers, judges
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Posted by - February 17, 2012 at 11:00 pm

Categories: Credit Cards Debts   Tags: 2146916200, Avenues, card, Central Expy, Collection Agencies, credit, credit card, Creditors, Dallas Tx, Debtor, debts, Defense Attorney, Economic Recession, Important Facts, Judgments, Lawsuits, lawyers, M Thomas, money, N Central, Suits

“i want a free domain name with no credit card or 12 hour surveys any help”?

Question by nissan2363: “i want a free domain name with no credit card or 12 hour surveys any help”?
last time i did register a cc they took $ 135.00 out ..i want a free trial and then after trial i will pay . dont post a websit that asks for cc…this is a tough one thanks

Best answer:

Answer by AM-NM centaur
Good luck with that and let us know how it works out.

Give your answer to this question below!

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1 comment
Posted by -  at 7:00 am

Categories: Credit Card Help   Tags: card, Centaur, credit, credit card, domain, free, Free Domain Name, Free Trial, Good Luck, help, HOUR, Last Time, name, Register, surveys, want

Wites & Kapetan Reports on Chase?s Halt of Credit Card Collection Law Suits

Wites & Kapetan Reports on Chase’s Halt of Credit Card Collection Law Suits












Lighthouse Point, FL (PRWEB) February 14, 2012

When lenders obtain judgments against their customers that fail to pay credit card debt, explains attorney Alex Kapetan of Wites & Kapetan, they will often sell these judgments to debt buying companies in large volume at a discounted rate. In selling these judgments, which are sometimes referred to as “accounts,” it is far less complicated for the seller to draft a sale agreement that says the buyer is purchasing the accounts “as is”, rather than doing the due diligence in reviewing hundreds of thousands of accounts, if not millions of accounts for accuracy. Alex Kapetan believes that this may result in attempts by debt buyers “to collect on an amount that may not be accurate or on a judgment that does not exist.”

Chase Bank was recently in the news regarding this very issue, according to an article in American Banker on January 10, 2012. Chase is subject to a Whistleblower Lawsuit involving Linda Almonte, a former team leader in Chase’s San Antonio credit card services division. She had accused the bank of firing her for objecting to the sale of $ 200 million in legal judgments obtained by bank attorneys because half of the accounts lacked adequate documentation that those accounts had judgments on them and that one-sixth of the accounts listed incorrect amounts owed. Almonte’s suit was filed in a U.S. District Court in the Western District of Texas. After Chase failed to get the case dismissed, they reached a settlement agreement with Almonte, the terms of which were not disclosed.

In the wake of this case, there has been a complete halt of the filings of Chase collection lawsuits in five states and a recent sharp decline in Illinois has been reported. American Banker conducted the search of the electronically searchable court records in major cities in California, Florida, Illinois, Maryland, New York and Washington to obtain these results.

An example of this decline in Chase collection suits can be shown right here in South Florida. As reported by American Banker, “In Dade County, Florida, which includes Miami, Chase filed 640 collections claims in January 2011, most seeking between $ 3,000 and $ 12,000. On Jan. 4 alone it filed suits seeking over $ 200,000, which represents a rate of $ 50 million annually. But in April of last year, Chase ceased filing claims altogether in Dade County. That month, The Wall Street Journal first reported that Chase had dropped “more than a thousand” consumer debt cases around the country. Some contract attorneys cited documentation irregularities for the move, the paper reported.” However, it is unclear if Chase has stopped seeking collection of its claims on a nationwide basis or if it will find other means to pursue the collection of these accounts.

Wites & Kapetan has found that the threat of litigation is a well known collection tactic used to influence a consumer to try to resolve their debts, the absence of which could explain Chase’s recent decline in recoveries. Alex Kapetan of Wites & Kapetan represents consumers in credit card collection cases.  Both, Mr. Kapetan & Steven Canter report that Chase has dismissed cases against his firm’s clients, and that other cases brought by Chase are at a stand still.  He likened the situation to that of robo-signing in the mortgage foreclosure industry, explaining that “just as a bank must prove with admissible evidence that it actually owns the mortgage upon which it seeks to foreclose, a credit card company must prove that it owns the account and the debt in order to seek to collect from the consumer.

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Posted by - February 16, 2012 at 7:00 am

Categories: Credit Cards Debts   Tags: Adequate Documentation, Almonte, American Banker, card, Chase Bank, Chase Card, Chase Collection, Chases, Collection, credit, credit card debt, Debt Buyers, Due Diligence, Former Team, Halt, Hundreds Of Thousands, Kapetan, Law Suits, Lawsuits, Legal Judgments, Lighthouse Point Fl, Prweb, reports, Settlement Agreement, Suits, Team Leader, Western District Of Texas, Whistleblower Lawsuit, Wites

Personal Credit Card Debt Debt Consolidation: Getting quotations from different credit card debt settlement comp… http://t.co/CjRl6CqB

Personal Credit Card Debt Debt Consolidation: Getting quotations from different credit card debt settlement comp… http://t.co/CjRl6CqBby rebecca_witter (Rebecca Witter)

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Posted by - February 14, 2012 at 7:00 am

Categories: Credit Card Debt Debt Consolidation   Tags: card, comp..., consolidation, credit, credit card debt, Credit Card Debt Settlement, Credit Consolidation, Credit Debt, debt, Debt Consolidation, Different, from, Getting, http//t.co/CjRl6CqB, personal, Personal Credit Card, Personal Debt, quotations, Rebecca, settlement

On Facebook, why do only the ladies talk about wanting to/succeeding in paying off credit card debt?

Question by : On Facebook, why do only the ladies talk about wanting to/succeeding in paying off credit card debt?
There will be a post that says something like: “Hooray! I just paid off my credit card debt!” and a bunch of likes from other females…and then congrats from females. I have never seen a guy post about his debt or how proud he is that he is trying to/accomplished paying it off.

Best answer:

Answer by sheep torture in progress
they like to show off that they are debt free. i call them “spoiled brats”. Men don’t do that. One thing you are never supposed to expose is your wealth or debt or credit rating. They should be kept hidden just like panties, bra and other under-garments

Give your answer to this question below!

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1 comment
Posted by - February 12, 2012 at 11:00 pm

Categories: Credit Cards And Debt   Tags: About, card, credit, credit card debt, Credit Debt, Credit Rating, debt, Debt Question, Facebook, Females, Garments, ladies, Only, Panties, paying, Paying Off Credit Card Debt, Sheep, Spoiled Brats, talk, to/succeeding, Torture, wanting

Can You Be Sued For Credit Card Debts

There are two types of law, State Laws and Federal Laws. Federal laws apply to everyone regardless of where you live. The law you are probably now most interested in will be the Federal Fair Debt Collection Practices Act. To see more articles like this visit www.avnichearticles.com

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Posted by - February 6, 2012 at 7:00 am

Categories: Credit Card Debts   Tags: card, credit, Credit Card Debts, Debt Collection Practices, debts, Fair Debt Collection, Fair Debt Collection Practices, State Laws, Sued, Types Of Law

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