Posts tagged "About"

Credit Repair Companies; Learn How To Choose A Reputable Credit Repair Company As You Learn About Avoiding Scams, Credit Counseling, Debt Consolidation, Consumer Rights And Improving Your Credit Score

Credit Repair Companies; Learn How To Choose A Reputable Credit Repair Company As You Learn About Avoiding Scams, Credit Counseling, Debt Consolidation, Consumer Rights And Improving Your Credit Score

Do you want to repair your credit, but are not sure where to start? Are you considering using a credit repair company and have heard about the scams out there? Would you like to know how to find a reputable credit repair company and your rights when it comes to your credit report? This book has all of the answers to these questions and more! Credit Repair Companies will educate you about the process to repair your credit and expose myths when it comes to credit repair. It will also show you the

Price:

Technorati Tags: About, Avoiding, choose, companies, company, consolidation, consumer, counseling, credit, debt, Improving, learn, repair, reputable, rights, Scams, score

On Facebook, why do only the ladies talk about wanting to/succeeding in paying off credit card debt?

Question by : On Facebook, why do only the ladies talk about wanting to/succeeding in paying off credit card debt?
There will be a post that says something like: “Hooray! I just paid off my credit card debt!” and a bunch of likes from other females…and then congrats from females. I have never seen a guy post about his debt or how proud he is that he is trying to/accomplished paying it off.

Best answer:

Answer by sheep torture in progress
they like to show off that they are debt free. i call them “spoiled brats”. Men don’t do that. One thing you are never supposed to expose is your wealth or debt or credit rating. They should be kept hidden just like panties, bra and other under-garments

Give your answer to this question below!

Technorati Tags: About, card, credit, credit card debt, Credit Debt, Credit Rating, debt, Debt Question, Facebook, Females, Garments, ladies, Only, Panties, paying, Paying Off Credit Card Debt, Sheep, Spoiled Brats, talk, to/succeeding, Torture, wanting

How to Pay Off Your Credit Card Debt | http://t.co/VBfBkLlB: If you’re serious about cutting down your outstandin… http://t.co/NeoyuSn8

How to Pay Off Your Credit Card Debt | http://t.co/VBfBkLlB: If you’re serious about cutting down your outstandin… http://t.co/NeoyuSn8 – by nomoredebtaches (nomoredebt)

Technorati Tags: About, card, credit, credit card debt, Credit Debt, Cutting, debt, Down, http//t.co/NeoyuSn8, http//t.co/VBfBkLlB, outstandin..., Serious, You're

Facts About Credit Cards Debt http://t.co/j5Bg3rlE

Facts About Credit Cards Debt http://t.co/j5Bg3rlE – by Eddawbb (Edda Truitt)

Technorati Tags: About, cards, credit, Credit Cards Debt, Credit Debt, debt, Edda, Facts, http//t.co/j5Bg3rlE, Truitt

How you “think about money” helps with *paying off credit card debt*

innergamemagic.com Suze Orman Tips to pay off credit cards – Books – Money – TODAY.com Jan 9, 2009 … In her new book, the financial expert and host of CNBC’s “The Suze Orman Show” offers an action plan to help you get out of the vicious … today.msnbc.msn.com 10 Steps to Paying Off Credit Card Debt One of the biggest challenges for new investors to overcome when they first decide to start building wealth and putting money away for their future is a … beginnersinvest.about.com What will it take to pay off my credit card? Find out how long your payment will take to pay off your credit card balance with Bankrate.com’s financial calculator. www.bankrate.com Eliminate credit card Debt Without Bankruptcy Feb 19, 2009 … Even tasks as challenging as eliminating credit card debt can be boiled down to less than a dozen steps. Notice I called them simple, … frugaldad.com Suze Orman and the New Rules of Credit Card Debt – US News and … Apr 3, 2009 … Telling her fans not to prioritize paying off credit card debt is quite a shocker since her focus has long been about getting out of debt. … money.usnews.com › Money › Personal Finance How to Pay Off Credit Card Debt Money Girl :: Quick and Dirty Tips Aug 17, 2010 … Get Money Girl’s take on paying down credit card debt. Learn what debt to pay off first, and why paying off your debt immediately may not be … moneygirl.quickanddirtytips.com (pay off debt) (pay off bills) (paying bills) (credit cards) (pay off credit cards …

Technorati Tags: About, Bankrate, Building Wealth, card, Cnbc, credit, Credit Card Balance, credit card debt, Credit Cards, debt, Debt Money, Dozen Steps, Eliminating Credit Card Debt, Financial Calculator, Financial Expert, getting out of debt, helps, How To Pay Off Credit Card Debt, money, Money Girl, MSNBC, paying, Paying Off Credit Card Debt, Personal Finance, Shocker, Suze Orman, Suze Orman Show, think

What should I do about my Marriage?

Question by boodakyne: What should I do about my Marriage?
My Wife and I have a short but colorful history:

I am 35, she is 24
I grew up in Florida, she grew up in Vermont

January 2006 – We met in Florida in school
April 2006 – Started dating, (we were both heavy drinkers and partiers, night clubs, beach bars, etc.)
August 2006 – Found out she was pregnant
September 2006 – I tried to take care of my credit card debt or $ 18,000 by calling a “Debt Consolidation” firm
December 2006 – Moved up to Vermont to be close to her family
January 2007 – Found out that my identity had been stolen and my credit cards were maxed out. I now am in $ 85,000 in credit card debt. Plus our school loans. $ 20,000
April 2007 – Our daughter was born

The first year we tried really hard and I worked as a waiter, she stayed home to raise our daughter. We had financial difficulties throughout the year, I obviously wasn’t paying the credit cards or school loans, we barely made rent each month.

January 2008 – My wife found God and became a born-again Christian.

March 2008 – After several attempts to control what had become a growing problem with alcohol I ended up going on a ten day drinking binge. She left to her parents house and I stayed in the apartment and tried to drink myself to death with wine and stayed drunk for ten days. My mother in-law ended up calling the police and they came to the apartment and found my laying on the floor naked and bloody, covered in my own urine and vomit. They took me away. I went to rehab for 21 days.

Since then I haven’t had a drink or touched any substance. (Almost ten months now)

April 2008 – I got out of rehab and we got married on April 15th. Shortly after we joined the local church and we were baptized together.

Over the summer of 2008 I was unemployed, we moved to a new apartment and started a new life. I felt like a new man and she seemed very happy.

August 2008 – Found a great new job with the promise of a life-long career building furniture. I am very happy and working quite a bit (6 days a week)

Since then money is still tight but getting better. My wife continues to stay home with our daughter, now 20 months. However, she is very upset with me about many things. I don;t chip in enough with the housework. I need to devote more of my free time to bible study, prayer, and devotionals. We need to tithe, (donate), more of my pay to the church. I stay up too late sometimes and when I am tired the next day my behavior reminds her of me being drunk. I forget to put my dirty socks in the hamper.

She claims that she has changed and become a Christian and I haven’t and it’s not good. However, since she’s Christian she can’t leave me because she made a promise top God. I want to stay together but I am having a hard time complying to all the rules of Chritianity. She has stopped wanting to kiss and be affectionate now, however, talks about having more kids still? Recently she told me that she actually never liked kissing in the first place. Also, she says she’s way too tired from being a homemaker to have a libido. I feel she gets enough sleep, she gets up at 9 or 10 AM and goes to bed at about 11 PM.

I don’t know what to do. Please, some advice!!
I wanted to add that I don’t think she loves me and feels that she really screwed up by getting with me in the first place. Now she’s poor and has a kid and is stuck with an old man. Also, she really wants a house now and wants me to pay the $ 85,000 off and not claim bankruptcy. I have know idea how I would ever be able to. I make $ 13 an hour before taxes. We’re on food stamps $ 242 a month though, which helps. She left me in October, went to her Mom and Dad’s, but then came back when she got in a fight with her Mom and realized she had no place to go. She just really can’t stand me, but at the same time is still planning a future and more children and stuff.

Best answer:

Answer by Fey
..I’m so sorry.
Religion is soooo..stupid. Ahhh. I’m glad I’m atheist. She’s being ridiculous. Sometimes a little hope is good but when you start going crazy-Christian, it gets pretty bad.
I don’t know what to do. I feel for you. I’m very sorry about her.

Add your own answer in the comments!

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Laura talks about credit card debt

Laura talks about how using the credit card Calculator at www.MoneySmart.gov.au inspires her to pay off her credit card debt sooner.

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Question about your debt?

Question by zap: Question about your debt?
Hi,
Of all your debt, what percentage would you say is consumer-related? I mean, debt that you acquired buying stuff like CDs, DVDs, toys, computer gadgets (which can be considered non-essential)
(As opposed to “essential debt” (or investing) by which I understand something like a mortgage, or school debt) Thank you!

Best answer:

Answer by Eric B
well im a die hard republican… and i never pay taxes, who would pay taxes, i need 8,000,000,000,000 cell phone mins. a month.

Or wait, is that THE NATIONAL DEBT. WAKE UP, the country is about to fold

who gave me the damn thubms down IM me, @ eb1x1 aim SN

Know better? Leave your own answer in the comments!

Technorati Tags: About, Cell Phone, Computer Gadgets, debt, Debt Question, Die Hard, Investing, mortgage, National Debt, Question, School Debt, Toys, Zap

Tips to eliminate credit card debt and ideas about debt relief, debt help and credit card relief

The three major credit reporting agencies spend millions of dollars to convince you that the most important thing in your life is your credit score. It’s called a FICO score named after the Fair Isaac Credit Organization. First of all there is very little if anything that is fair about Isaac and his organization. It is an arbitrary super secret formula known only to its creator and thoroughly manipulated by credit issuers. The agencies merely report what information they receive from creditors. That probably is where the problem starts. Don’t fall prey to the Credit Repair scams that love to prey on folks looking for debt help and with (low) credit scores. The Federal Trade Commission defines credit improvement as the continuous act of the consumer paying his or her bills on time as agreed to with the credit issuer and time. In other words if you behave, forget what financial pressures you are under, your score will go up. The more your score goes up the greater chance you have to get into debt again.

Sometimes we don’t take the time to get a real world understanding of not only what credit card debt is but how we got into this mess and what its going to take to get out of it. The first steps of solving the problem are the most important because by identifying what the problem is, you also identify what it isn’t. So if we can think logically about the problem of being buried in credit card debt, the path to debt relief and digging out it will become clearer.

But as the size of that debt help starts to go down and month after month it gets smaller and smaller and the interest payments get smaller and some of the <a rel=”nofollow” onclick=”javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link/2652165']);” href=”http://creditcarddebtrelief”>credit card debt</a> begins to get paid off and all of a sudden there is more money in the family budget, that extra hard work and careful cost cutting will have all paid off and everyone will breath a sigh of relief because you took the credit card down the same way you ran it up, one month at a time. You did not get into this situation over night and you will not get out it over night either. This takes a lot of self and family discipline. Backruptcy should be an option to <a rel=”nofollow” onclick=”javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link/2652165']);” href=”http://creditcarddebtzone.com”>debt relief</a> and only used in the most extreme of cases and can be avoided in most cases with a little help, and don’t be afraid to work with a debt settlement company with a proven track record and preferably one with an attorney-driven model. For more information about credit card debt, debt relief, debt help and credit card relief <a rel=”nofollow” onclick=”javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link/2652165']);” href=”http://creditcarddebtzone.com”>Click Here</a>

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Debt Cripples Graduates – College-Finances.com Saves Them Everything College Students Need to Know About Student Loans, Credit, Calling Cards, Cellphone Plans and More

Debt Cripples Graduates – College-Finances.com Saves Them
Everything College Students Need to Know About Student Loans, Credit, Calling Cards, Cellphone Plans and More

(PRWEB) October 27, 2004

Our college graduates are in crisis. Hundreds of credit card and loan offers – all labeled as if from a best friend – seduce then trap students in a sinking spiral of debt. It stinks, and it’s no surprise that so many college students are graduating with unmanageable debt-loads. Too few of our graduates have financial management skills and even fewer have the ability to figure out how to get back on their feet.

To help students learn how to avoid this trap, College-Finances.com features unbiased, non-commercial articles on dozens of critical personal finance topics. The site focuses specifically on issues relevant to incoming college students, current students and graduates who are trying to figure out how to tame their mounting debt.

“There are plenty of personal finance sites, but they’re all focused on selling – credit reports, low APR credit cards, prepaid cellular, or even student loan consolidation – not helping. Finding unbiased material that explains how the scams and rip-offs work is quite a task.” College Finances founder Dave Taylor explains, “That’s why we built College-Finances.com; to offer an easy and straightforward reference site for students of all ages.”

# # #

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