Categories: Credit Debt Management Tags: credit, debt, Management
Credit Debt Management
debtadvisor24.co.uk – Credit Debt Management
Categories: Credit Debt Management Tags: credit, debt, Management
Building Better Credit | Credit Counseling – Part 1
Whether you are purchasing a home or applying for a car loan, credit plays a huge role in your daily life. Building Better Consumer Credit is designed to teach you the necessary concepts behind credit, debt management and credit reports. Learn more at www.consumercredit.com
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Don?t Let A Tough Economy Spook Your Spending This Halloween
Don’t Let A Tough Economy Spook Your Spending This Halloween
Fort Lauderdale, FL (PRWEB) October 12, 2011
Halloween is now the second most expensive holiday and with the weight of the US economy becoming more and more taxing, families are taking notice of their unnecessary spending, especially when it comes to Halloween. The top financial literacy leaders at Consolidated Credit Counseling Services, Inc. offer tips on how to cut costs and stay within budget.
According to National Retail Federation’s 2011 Halloween Consumer Intentions and Actions Survey, Americans will spend $ 72.31 on costumes, candy, and decorations. This amount is up from last year’s $ 66.28 and from 2009 when people spent $ 56.31. Total spending for the holiday is expected to reach $ 6.86 billion, the largest amount since the survey’s nine year existence.
“Halloween was once an inexpensive holiday. Families made treats like candy apples, constructed costumes out of old bed sheets, and made their own spooky decorations. As stores stockpile all of the typical Halloween fare, find the time to sit down with your family and plan a budget for this trick or treat season,” says Howard Dvorkin, CPA and founder of Consolidated Credit Counseling Services, Inc.
Here are some tips from Consolidated Credit’s money experts to get you started:
Use this opportunity to be creative and make Halloween costumes. The website http://www.howcast.com/categories/272-Halloween-Crafts has step-by-step videos to show how to make popular costumes and decorations out of everyday household items.
Buying unisex costumes leaves more options to reuse the Halloween costumes.
Hold a costume swap with friends. This will cut out the price of new costumes ultimately cutting down Halloween spending.
Repurpose old Halloween costumes. Take pieces of old costumes to create new ones. For example, a black cape from a batman costume can always double as a cape for a vampire costume.
Start up a pumpkin bank or collection. Throw loose change into a pumpkin bank daily over the course of the year. Use the money to pay for Halloween expenses.
Shop sales at the end of the season. It’s never too early to start planning for next year. Many stores have sales for up to 90% off of items after the holiday is over. Use this opportunity to collect a few items to use for the following year.
About Consolidated Credit Counseling Services, Inc. — Incorporated in 1993, Consolidated Credit Counseling Services is a non-profit 5013 ( c ) organization that has provided educational assistance, budget planning, as well as credit and debt management programs throughout the United States. For more information about Consolidated Credit Counseling Services, Inc., go to http://www.ConsolidatedCredit.org.
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Debt Management – www.stratixfinancial.com – Who Are our Clients
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Beat The Debt Collector Ez Forms Btdcezforms
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Btdcezforms “are You Being Sued By A Debt Collector? Don’t Worry! With Beat The Debt Collector Ez Forms You Just Fill In The Blanks, Print It, Sign It, And File It With Your Court. You Can Beat The Debt Collector Legally Before He Beats You Illegally
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SENIOR HOUR Debt Management
Illinois loan officer Chris Devins discusses debt management issues related to Senior Citizens.
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